Your Ultimatefinancial friend

Manage your money with products designed to make finances easier.

Raiz is a financial technology company, not a bank. Banking services are provided by Palmpay Inc.
Raiz Spend Wallet

Raiz Spend Wallet

Seamlessly manage your finances with Raiz's digital wallets

Enjoy secure and convenient transactions, including sending, receiving, and requesting money. Unique "Request" feature allows you to easily request money from friends, family, or other customers. Simplify group expenses with the ability to split bills effortlessly.

Transform the way you interact with money, make smarter decisions, and connect with a vibrant financial community.

Raiz Spend Wallet

ExtraCash Account

Get up to #50,000 in 5 minutes or less

You could get an ExtraCash advance, or loan if you would, as soon as you download Raiz, set up your account. You could also request more depending on your eligibility and verification. Have access to funds with minimal interest fees.

Raiz Spend Wallet

Raiz Report

Gain valuable financial insights with Raiz's Report

You could get an ExtraCash advance, or loan if you would, as soon as you download Raiz, set up your account. You could also request more depending on your eligibility and verification. Have access to funds with minimal interest fees.

Raiz Spend Wallet

Raiz Goals Account

Save money as you spend it, seriously

You can’t avoid spending. That’s how you pay for your needs. But we can help you put money away every time you pay for something. Own your savings journey with the Goals account. Just set a percentage to save or add money at your pace and watch your money grow.

Raiz Spend Wallet

Raiz Community Account

Collaborative Access To Finance

Either joining schemes with familiar friends, family, or colleagues, or complete strangers who share a common financial goal with you, Raiz Community fosters access to save short-time interest-free finance.

Raiz Spend Wallet

Raiz Report

Gain valuable financial insights with Raiz's Report

You could get an ExtraCash advance, or loan if you would, as soon as you download Raiz, set up your account. You could also request more depending on your eligibility and verification. Have access to funds with minimal interest fees.

Help and support

Have questions about your account? Our Member Success team’s got answers.

No hidden fees

You work too hard to spend your money on overdraft fees and minimum balance fees.

Security and fraud prevention

Every account is FDIC-insured up to $250K through our partner bank, Evolve Bank & Trust, Member FDIC.