Ajo

Collaborative Access To Finance

Either joining schemes with familiar friends, family, or colleagues, or complete strangers who share a common financial goal with you, Raiz Community fosters access to save short-time interest-free finance.

Raiz Spend Wallet

Automated and Hassle-Free

Our Ajo feature leverages technology to automate the entire process, making it effortless for you to save and collaborate. No more manual tracking or cumbersome paperwork. 

Raiz Spend Wallet

Qualified Participants

We prioritize your financial security. With Raiz Ajo, we use AI-driven algorithms to verify and qualify participants, ensuring that you only join schemes with trustworthy individuals.

Raiz Spend Wallet

Customizable Collaboration

Whether you want to create a private Ajo circle with friends and family or dive into the excitement of collaborating with strangers, Raiz Ajo has you covered.

Raiz Spend Wallet

Filter and Choose

Explore a world of possibilities by filtering schemes based on criteria such as contribution amount, frequency, and the number of participants. This level of customization ensures that Ajo is accessible and beneficial for everyone.

Raiz Spend Wallet

Build Your Credit

Ajo isn't just about saving; it's about building a better financial future. Your participation in Ajo contributes positively to your credit record, making you eligible for even more financial opportunities.

Raiz believes in financial inclusion. Ajo empowers you to save, grow, and build your financial foundation within a community of achievers.