Global business banking, simplified.
Accept payments from US, UK, Canada, Europe and send payouts to 50+ countries. Multi-currency treasury management with USD accounts via ACH, Wire, and RTP.
Moving and managing over $60M monthly across 25+ countries
Raiz is a registered U.S. MSB and licensed in several African countries
Get real, human support when you need it — by chat, email, or phone.
Trusted by leading partners
Get paid how you want
Pay and receive payments in the currency that works for you, your suppliers, and your customers.
Open a USD account in your business name. Accept payments via ACH, Wire transfers, and Real-Time Payments (RTP) from clients worldwide.
Get a US routing number, EU IBAN, UK sort code, and more. Receive payments in 22+ currencies from customers around the world.
Create invoices, send fast payment links, or get paid by card, zelle, stablecoins. All payment methods work seamlessly with your account.
Send fast payments to
50+ countries instantly
Low fees, competitive exchange rates, and instant transfers.
Push funds to any Visa or Mastercard debit card instantly. Pay contractors, suppliers, and employees in seconds, not days.
Send money globally with real-time settlement. From the US, UK, Canada, Europe to Africa, Asia, and beyond—your payments arrive instantly.
Pay up to 1,000 contacts in one click. Process payroll, contractor payments, or supplier invoices efficiently with bulk transfers.
Banking access for every business
business owners and entrepreneurs trust Raiz to manage cross-border payments and multi-currency.
of businesses using Raiz Business Accounts reported smoother international transactions and faster supplier payments.
of Raiz users are women-owned or youth-led enterprises — empowering inclusive growth across Africa and the diaspora.
average monthly savings in transaction and FX fees for SMEs switching to Raiz from traditional banks or remittance channels.
“As a startup founder, time is everything. Raiz card lets me make quick payments across borders without wasting time on bank wahala or approvals. Smooth experience every single time.”
Assured financial
protection
Raiz enables millions in global payments every month. Our systems are built for reliability, ensuring your funds remain secure and accessible at all times.
24/7 Global Support
Wherever you operate, our support team is always on — ready to assist by chat, phone, or email whenever you need help.
Anti-Fraud Detection
We monitor every transaction in real time using AI-powered systems to detect and prevent fraud before it happens.
Safeguarded
Your money is held with regulated financial partners across the U.S., Europe, and Africa, fully protected under strict compliance and data standards.
