ExtraCash Account

Get up to #50,000 in 5 minutes or less

You could get an ExtraCash advance, or loan if you would, as soon as you download Raiz, set up your account. You could also request more depending on your eligibility and verification. Have access to funds with minimal interest fees..

Raiz Spend Wallet

Flex Loan

Your Instant Financial Boost

Get instant access to anywhere from N5000 to N50,000 and repay within 30 days. We guarantee 99% approval, ensuring accessibility to everyone, with very minimal interest rate.

Get financial help with Flex Loans from Raiz! Click for quick assistance with unexpected expenses, bills, or opportunities.

Raiz Spend Wallet

Term Loan

Your Path to Financial Freedom

Access loans from N50,000 to N5,000,000 with your Raiz Wallet or N50,000 to N25,000,000 with your Raiz Merchant Wallet. Receive loan decisions within 12-48 hours after application submission.

At Raiz, we empower you to achieve your financial goals, whether it's pursuing personal dreams or growing your business.